The Future of Employer-Sponsored Self-Funded Health Plans

Webinar: Reference Based Pricing


Learn how employers with self-funded health plans are saving up to 30% on health insurance renewals with this innovative financing strategy gaining momentum nationwide.


Wednesday, September 13, 2023  |  10 – 11 am MST

Webinar Registration

Webinar Presenters

Joanna Morrow, Principal

Joanna Morrow, Principal

Employer Benefits & Advice


For the past 30 years Joanna has served employers in some capacity. Having started her career at Workmen’s Compensation she quickly moved on to a management role serving large employers for a national private insurance carrier before leaving the corporate world to start her own benefit consulting firm 10 years ago. Joanna believes the offer of employee benefits should add value for employers as much as it does for employees. To that end, she has built her firm’s success ensuring her clients receive the very best insight and advice relative to employee benefit design trends, funding strategies, and various other customized solutions to achieve the company’s larger operational objectives.

 Joanna is an active member of the National Association of Benefit & Insurance Professionals (NABIP).

Andrew Oram, Director of Business Development

Andrew Oram, Director of Business Development

Imagine 360


Andrew Oram is the Director of Business Development for Imagine360, a forward thinking, innovative health plan solution, helping Americans access better healthcare at a lower cost. Specializing in ASO, self-funding, and reference-based pricing, Andrew partners with Broker Consultants to bring best-in-class solutions to their clients. He works with c-suite and human resources to identify opportunities to improve group health insurance operational expenses and member experience. Andrew graduated Cum Laude from the University of Massachusetts, was a Broker Consultant for over ten years, and has over twenty years of business development experience working with benefit clients throughout the south-western U.S.

Say goodbye to complex PPO network contracts and arbitrary discounts that are costing self-funded employer health plans millions each year.