A good cost-reduction strategy begins with a thorough understanding of your unique workforce and industry. Our services begin with:

• Workforce Demographic Analysis
• Industry Benchmarking & Benefit Trends
• Competitor Benchmarking & Benefit trends

We dive deep into all aspects of your benefit package to identify all of the factors contributing to rising costs. Such services include:

• Plan Design & Benefit Utilization Analysis
• Medical Claim & Prescription Drug Audits
• Provider Network Reimbursement Arrangements
• Dependent Eligibility Audits

Once we have performed a thorough analysis of your unique workforce and current benefit package, we deliver recommendations that will best achieve the goal of reducing costs such as:

• Benefit Plan Analysis & Education
• Benefit Plan Marketing Exercises & Service (Market insurance plans and products to ensure full disclosure of all cost-saving opportunities)
• Benefit Product & Service Recommendations
• Strategies for Improving Healthcare Consumerism

When it comes to purchasing benefits there are a number of health insurance carriers from which to choose. We ensure your ability to make-informed decisions through services such as:

• Easy to Understand Vendor Comparisons
• Insurance Company/Vendor Analysis & Negotiation (Comprehensive analysis of contract, plan design, claims and benefit utilization to determine strengths, weaknesses and opportunities for improvement)
• Vendor Rate & Service Guarantees

Large employers have long had access to sophisticated financing strategies that help them to better afford employee benefits.  Our expertise ensures those strategies are made available to all of our clients, regardless of size.  We offer: Large employers have long had access to sophisticated financing strategies that help them to better afford employee benefits.  Our expertise ensures those strategies are made available to all of our clients, regardless of size.  We offer:

• Benefit Budget & Forecasting Services
• Benefit Financing & Alternate Funding Strategies (based on risk tolerance, industry and workforce demographics)
• Employee/Employer Cost Sharing Strategies

Our expert benefit strategies are tailored to help you attract and retain the workforce you need to be successful such as:

• Executives
• Employees with Specialized Skills (i.e. engineers, technology, etc.)
• Managers & Supervisors
• Skilled Labor & Trades
• Foreign Workers
• All and/or a Combination of the Above

We assist with the design, procurement, and implementation of the products and services most valued by your unique workforce such as:

• Traditional Employer-Sponsored Benefits
  • Medical, Dental, Vision, Short & Long Term Disability, Life & Employee Assistance Plans, 401K
• Multi-Generational Benefits such as:
  • Paid Time Off (PTO) Plans
  • Student Loan Repayment Plans
  • Tuition Reimbursement Plans
  • Parental Leave Plans
  • Employee Loans
  • Home Ownership Plans
  • Childcare Reimbursement Benefits
  • Financial Wellness Services
  • Retirement Savings Plans
  • Non-Qualified Deferred Compensation (NQDC) Plans
  • Supplemental Executive Retirement Plans (SERP)

The geographical location of employees is an important factor when designing your benefits package. Our benefit solutions ensure no one is left out in the cold including your: 

• Remote Employees
• Out-of-State Employees
• Seasonal Employees
• H-2B Temporary Foreign Workers
• Employees Working Abroad (Expatriates)

Recruiting quality employees requires employers to put their best foot forward when it comes to effective marketing of the benefits your company offers. We help our clients do that through:

• Design and production of hard-copy, media and company website verbiage to promote the company benefit package and ensure you are telling your best story.

As a company grows and matures, so should its processes, policies and procedures in order to operate efficiently. Some of the services we offer to save employers time and money are:

• Pandemic Planning & Management
• Telecommuting Policy Development
• Remote Employee Performance Management
• Absenteeism Policy Development (PTO, State Sick Leave)
• Efficient New Hire Onboarding Strategies
• HR Automation Software Solutions
• Creative Workplace Incentives for Motivating Positive Behaviors
• Employee Mental Health & Personal Wellness Initiatives
• Employee Financial Wellness Initiatives

We help to support open and regular communication about benefit issues important to employees through services such as:

• Customized Benefit Communication Materials & Media
• On Site Communication Events
• Video & Multi-Media
• Consumerism & Healthcare Literacy Improvement Training
• Topic-Specific Presentations such as:
  • Complicated Medical Bills? 6 Easy Steps to End the Chaos
  • Colonoscopy Screening: 5 Money Saving Tips for Cancer Prevention
  • Hospital Stays & Surgeries: 9 Secrets To Saving Big $$
  • MRI & CT Scans: 5 Ways To Save Big On Imaging
  • AZ SB 1441: Protecting Against Surprise Medical Bills – Arizona’s Medical Bill Dispute Resolution Program

We consider your employees our employees and so we work hard to ensure that they feel supported and fully-represented in all matters related to their benefits. Our services include:

• Employee Advocacy
• Claim Advocacy  (We use our influence with insurance carriers to ensure your employees are treated fairly and equitably by all contracted vendors when attempting to resolve claim issues.)
• Bi-Lingual; Multi-Lingual Benefit Communications & Support
• Customized Employee Engagement Strategies

The best opportunity to give employees something they actually want is to ask them. This process can be as formal or informal as you wish, but we can support you through:

• Employee Survey Design & Distribution
• Leader Lunches and/or “Skip Level” Conversations
• Online Rating Systems
• Third Party Facilitation

We work hard to showcase your benefit package through our innovative communication styles to ensure employees fully appreciate the value of any indirect compensation they receive. We offer a wide array of:

• Customized Messaging, Media and Tools to Highlight & Promote Your Benefits Package

The following is a small sampling of the services we provide to protect employers from legal liability relative to their benefits administration process:

Department of Labor (DOL) Guidance & Advice

• COBRA Administration
• FMLA Administration
• I-9 Audits
• Qualified Medical Support Court Orders (QMSCO)

Internal Revenue Service (IRS) Guidance, Advice & Services

• 1094/1095 Reporting1094/1095 Reporting
• 5500 Filing
• PCORI Filing

Early Retirement Income Security Act (ERISA) Compliance

• Section 125 Preparation
• Summary Plan Description (SPD) Preparation
• WRAP Document Preparation
• Employee Notices

Affordable Care Act (ACA) Compliance

• Large employer requirements
• Employer shared responsibility rules
• Affordability safe harbor design & consultation

Some of the services how we support you in working more efficiently:  

• Benefit Administration Process Analysis & Re-Engineering
• Benefit Administration Training & Support
• Paperless Benefit Administration and Online Enrollment
• Automated HR Software with or without Payroll Integration
• Carrier EDI Feeds
• Excel Basics 101