by Joanna Morrow | Sep 6, 2016 | Compliance, HR Support
COBRA Compliance – Test Your Knowledge As the Department of Labor (DOL) and the Internal Revenue Service (IRS) ramp up audit activity this fall, it’s important for employers to ensure they are in compliance with regulations that are typically on every auditor’s radar....
by Joanna Morrow | Aug 30, 2016 | Employee Benefits
Colonoscopy – 5 Money-Saving Tips That May Save Your Life On April 15th my father passed away from Stage IV colon cancer. He was 69 years old. A successful, self-employed businessman for most of his life he was diagnosed the same year he retired. Since that time I...
by Joanna Morrow | Aug 24, 2016 | Compliance
The Medicare Creditable Coverage Notice – Employers Top 7 Q&A #1 – What are the Medicare Part D creditable coverage letters I’m supposed to send out to employees by October 15th? Each year, individuals eligible to enroll in Medicare may do so during the...
by Joanna Morrow | Aug 9, 2016 | Insights & Opinions
Why Republicans Value HSAs and Employers Should Too In his “A Better Way” reform agenda for health care, House Speaker Paul Ryan proposes changes that would relax IRS regulation in areas governing Health Savings Accounts (HSA). This is good news for employers because...
by Joanna Morrow | Aug 2, 2016 | Employee Benefits, Insights & Opinions
Mastering Health Insurance Economics: 20 Ideas for Employers If government was in the business of singing sad country songs it might be crooning “The Last Thing I Needed the First Thing This Morning Was to Have You Walk Out on Me”. Although tales of lying, cheating...
by Joanna Morrow | Jul 26, 2016 | Insights & Opinions
4 Strategies for Harnessing America’s Healthcare Costs July 27, 2016 – Last week the Obama administration reported that health care spending in the United States will surpass $10,000 a person in 2016 and by 2025, health care will represent 20% of the total US...
by Joanna Morrow | Jul 19, 2016 | Insights & Opinions
Waking Up From The Public Option Dream July 20, 2016 – Last week, President Obama called for Congress to revisit the healthcare “Public Option”. A public option would mean a government run health insurance plan. Whether you support a public option, a...
by Joanna Morrow | Jul 12, 2016 | Insights & Opinions
#2 Reason Health Insurers Are Bailing On Obamacare July 13, 2016 – Every industry has a formula it uses to establish pricing. Let’s assume for a moment that you own a trucking company and your pricing model relies on knowing the number of trips you have to make,...
by Joanna Morrow | Jul 5, 2016 | Insights & Opinions
HEXIT – 6 Reasons Health Insurers Are Withdrawing From Obamacare July 5, 2016 – Last week Blue Cross Blue Shield of Arizona (BCBSAZ) and Health Net of Arizona announced they were exiting the individual marketplace. Nearly 44,000 Blue Cross Blue Shield...
by Joanna Morrow | Jun 28, 2016 | Employee Benefits
Top 6 Questions Answered – Employer Health Insurance After Age 65 Question 1: I am 65 and plan to keep working for some years. I have health insurance from my employer. Do I have to sign up for Medicare Part B now? Probably not. In most cases, for as long as you have...
