by Joanna Morrow | Jun 14, 2016 | Employee Benefits, Insights & Opinions
For Employers, Poor Advice Costs More Than Health Insurance Mention “employee benefits” to most C-level managers and there is a collective wince as most recall images of the last budget meeting where two extra hours were spent trying to mastermind a way to stop the...
by Joanna Morrow | Jun 6, 2016 | Employee Benefits
Complicated Medical Bills? 6 Easy Steps to End the Chaos When you purchase health insurance you expect the policy to pay when it’s supposed to which in most cases it does. Yet time and time again I hear stories of people who purchased health insurance and when they...
by Joanna Morrow | May 24, 2016 | Employee Benefits
4 Common Mistakes Driving Your Health Insurance Costs #1 -The Wrong Plan Design People ask me, “so what’s the RIGHT plan design?” The right plan design is one that appropriately matches your risk. I cannot tell you the number of companies out there who waste...
by Joanna Morrow | May 24, 2016 | Compliance, Employee Benefits
Litigation – Is Your Company At Risk? Looking out for the best interests of your business can seem like a daunting task at times, regardless of size or years in business. The constant pressure of staying informed, having the right people in the right positions, and...
by Joanna Morrow | Jan 27, 2016 | Insights & Opinions
Single Payer Not the Solution to America’s Healthcare Woes – A Canadian Insurance Professional Explains As someone who has experienced both the Canadian single payer healthcare system and our system here in the United States I would like to share my perspective on...
by Joanna Morrow | Nov 9, 2015 | Compliance, Employee Benefits
5 Steps To Master ACA Employer Reporting In 2016 1. You Are Clear as to Which Reporting Requirements Apply To You The Affordable Care Act (ACA) passed two very significant laws. Individuals are required to carry health coverage (Individual Mandate) and Large...
by Joanna Morrow | Nov 4, 2015 | Employee Benefits, HR Support
An Employer Asks . . . What Is The Reinsurance Assessment Fee? As of January 1st, 2014 individuals previously refused health insurance by carriers due to high risk factors or chronic medical conditions were allowed to purchase health insurance on the open market. This...
